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Cash Out Refinance: Unlock the Hidden Value in Your Home
Fresh Home Loan Inc. is your trusted partner in achieving your financial goals through smart mortgage solutions. If you’re looking to tap into your home’s equity, explore the benefits of a Cash Out Refinance, and claim your complimentary copy of The Cash Our Refinance Book look no further!
What is Cash Out Refinance?
Cash Out Refinance is a powerful financial tool that allows homeowners to access the equity they’ve built up in their homes by refinancing their existing mortgage. This means you can receive a lump sum of cash, which can be used for various purposes, including:
- Home Improvements: Renovate your home to increase its value or enhance your living space.
- Debt Consolidation: Pay off high-interest debts and streamline your finances.
- Investment: Invest in opportunities with higher returns or start a new venture.
- Education: Fund your or your child’s education without taking on high-interest student loans.
- Emergency Expenses: Cover unexpected medical bills or repairs.
Why Choose Fresh Home Loan Inc. for a Cash Out Refinance?
At Fresh Home Loan Inc., we work for you, the client, not the shareholders, or a company with a giant corporate infrastructure, like most loan officers in the world. Therefore, we have more options with less overlays to get in the way of getting you approved.
We understand that every financial decision is significant. Our team of experienced mortgage professionals is here to guide you through the Cash Out Refinance process, ensuring you make informed choices tailored to your unique circumstances.
Our Benefits:
- Expert Guidance: Our team has in-depth knowledge of the mortgage industry and is committed to helping you achieve your financial goals.
- Personalized Solutions: We work closely with you to create a customized Cash Out Refinance plan that aligns with your objectives.
- Competitive Rates: Access to a wide network of lenders ensures you get the most competitive interest rates.
- Hassle-Free Process: We handle the paperwork and negotiations, making the process as smooth as possible.
Claim Your Complimentary Copy of the Cash Out Refinance Book here: Download Your Free E-Book
Feel free to give us a call at 510.282.5456 or schedule an appointment:
Disclaimer: This e-book is for informational purposes only and should not be considered financial advice. Consult with a qualified mortgage professional to discuss your specific situation.
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This is something really simple we are VERY well known for. The follow up refer back program. How it works is simple. We find most real estate agents collect a lot of leads, however the follow up can slip behind. With all the inspections, showings, listings appointments, etc. a real estate agent’s business is largely out of the office, it is no wonder some leads may slip through the cracks! Whereas we loan folks, we are tied to our computers and in the office much more. It only makes sense we do the follow up. Not only that, but we also find that a potential lead might tie you to one property or neighborhood and we can work all over. This makes it easy for us to cross sell your services and talk about things like interest rates and home payments. Instead of just making a cold call, I position it through the agent: “Hi [Name], this is Garrick with Fresh Home Loan. [Agent’s Name] asked me to check in and see if you needed help with anything or had questions about the market? Why It Works People remember the agent’s name. I’m just the bridge. It reopens the conversation without pressure. It gives us a chance to share new value—like zero down programs, FHA ARMs, Jumbo Loans, Fix n Flip, Equity Lines etc. etc. etc. or strategies to get more buying power in today’s market. For Agents, It’s a Win-Win Every time my team and I make these calls, I’m putting the agent’s brand in front of their old leads again and letting prospects know the agent has a solid follow up team. They don’t have to do the chasing, but they still get the credit when the lead is ready to move. It’s leverage. It’s consistency. And it’s one of the simplest ways to turn cold leads back into live conversations. Fresh Gold for Agents I call this process “Follow Up / Refer Back” —but really, it’s just about doing the work agents don’t always have time to do. Old leads can become fresh gold if you know how to approach them. If you’re a real estate agent and you’d like me and my team to help you re-engage your database, reach out. This is one of the easiest ways to keep your name in the game and uncover deals you thought were dead. π Contact me here and let’s get to work on warming up your cold leads. https://www.freshhomeloan.com/contact-us Or here: Garrick Werdmuller Independent Mortgage Broker DRE BRKR 01368202 | NMLS 242952 π 510.282.5456 | π 510.225.0382 βοΈ garrick@freshhomeloan.com π freshhomeloan.com π’ 1151 Harbor Bay Parkway, Suite 136, Alameda, CA 94502 Lets Connect: https://www.facebook.com/freshhomeloan/ https://www.linkedin.com/in/garrick-werdmuller-b044253/ https://www.youtube.com/@freshhomeloan-garrickwerdm316 All loan approvals are conditional and not guaranteed and subject to lender review of all information. Loan is conditionally approved when lender has issued approval in writing, but until all conditions are met, loan cannot be funded. Specified rates and [products may not be available to all borrowers. Rates subject to change according to market conditions and agreed upon lock times set by borrower. Fresh Home Loan Inc. is an Equal Opportunity Mortgage Broker in California. This licensee is performing acts for which a real estate license is required. Fresh Home Loan, Inc. is licensed by the California Department of Real Estate #02137513 NMLS # 2124104 #FreshHomeLoan #RealtorLife #RealtorPartner #FollowUpMatters #LeadGeneration #RealtorSupport #AgentSuccess #RealtorTools #FirstTimeHomebuyer #RealEstateTips #RealEstateGrowth #RealtorHasYourBack #HomeLoansMadeEasy #LoanOfficerLife #MortgageBroker #ColdLeadsToClients #RealtorMarketing #RealEstatePros #FreshLeads #RealEstateStrategy #FreshGold #ReferBack
Welcome back to The D&G Loan Officer Realtor Motivational Business Mindset Podcast ποΈ In this episode, we’re diving into a mindset shift from Dan Sullivan that has transformed how entrepreneurs, REALTORS®, and loan officers approach business: π Ready, Fire, Aim. ο»Ώ π§ Listen on Spotify: https://open.spotify.com/episode/0UmcIu1EmN11YfXzvH9lzQ π₯ What Is “Ready, Fire, Aim”? Traditional wisdom says: Ready – Aim – Fire Get prepared Get perfect Then act But Sullivan flips it to: Ready – Fire – Aim Get a direction Take fast action Refine and adjust with real feedback π₯ Why It Works Perfection is procrastination. Waiting for perfect means you may never launch. Momentum dies when you overthink. Real feedback only comes in motion. Clarity doesn’t come from sitting still — it comes from doing, failing, and adjusting. Speed creates confidence. Quick action builds momentum, and momentum fuels smarter choices. Action filters ideas. Not every idea needs deep analysis. Execution reveals what works and what doesn’t. π§ Real-World Applications Podcasting: Start with what you have. Don’t wait for the perfect mic or setup. Entrepreneurship: Launch MVPs (Minimum Viable Products) and refine later. Content Creation: Post today; let feedback guide you. Marketing: Send the email, post the reel, make the call — now, not later. π Supporting Concepts by Dan Sullivan The 80% Approach: Ship it when it’s 80% good; the rest improves with feedback. Who Not How: Don’t do it all yourself — start, then find partners to fill the gaps. Failing Forward: Mistakes are part of progress — embrace them. 𧨠Final Takeaway You don’t need it all figured out before you begin. π The only way to figure it out is to begin. “If you wait until you’re ready, you’ve waited too long.” – Dan Sullivan π
Schedule a Meeting To schedule an appointment with Garrick, visit: π https://freshhomeloan.com/schedule-a-meeting/ Garrick Werdmuller Independent Mortgage Broker DRE BRKR 01368202 | NMLS 242952 π 510.282.5456 | π 510.225.0382 βοΈ garrick@freshhomeloan.com π freshhomeloan.com π #ReadyFireAim π₯ #TakeAction π― #EntrepreneurMindset #PodcastLife #BusinessGrowth #MindsetMatters #JustStart #ActionOverPerfection #Entrepreneurship #Motivation #SuccessMindset #HustleAndFlow #LaunchNow #LearnAsYouGo #Momentum #StartToday #SmallBusiness #ContentCreators #Podcasters
Welcome back to The D&G Loan Officer Realtor Motivational Business Mindset Podcast ποΈ If you’re a REALTOR® or mortgage pro looking to scale your referrals, prospect smarter, and cut through the noise , today’s episode is for you. We’re diving into LinkedIn Sales Navigator and data mining with AI tools — two game-changers that help you target the right people at the right time. π§ Listen & Learn on Spotify https://open.spotify.com/episode/4H5Vev58EH1v3ERp1AU8LR πΌ Why Use LinkedIn Sales Navigator? This isn’t just another social media platform—it’s your B2B prospecting engine. With Sales Navigator , you can: π― Build custom lists of referral partners like investors, CPAs, divorce attorneys, estate planners, and business owners π§ Filter by location, title, industry, and years in business π See who’s viewed your profile (hello, warm leads) βοΈ Send personalized, trackable messages π Save leads and track engagement across conversations Example Use Case: “Want 10 estate attorneys in your county who work with high-net-worth clients? Sales Navigator can find them in minutes. Connect, follow, message, and follow-up like a pro.” π€ LinkyBot.ai = AI Follow-Up on Autopilot Once your list is built, LinkyBot takes over with automated outreach that feels personal, not spammy. What It Does: π© Sends intelligent, human-sounding DMs or emails π¬ Keeps conversations alive while you focus on showings, closings, or calls π Reaches out on your behalf, even when you forget π Works with LinkedIn, email, or exported contacts from your CRM or Covve Instead of saying: π “I should follow up with that attorney I connected with.” You’ll say: β
“LinkyBot already did — and they booked a call.” π Data Mining = Your New Prospecting Advantage Data mining is the process of extracting predictive insights from massive datasets to identify who is most likely to move, sell, or refinance. Think: finding the needle in the haystack before the needle realizes it’s sharp. π§ How Platforms Use It: Public Records π Ownership history, mortgage type, equity position πΌ Tax data, zoning, property age, square footage Consumer Behavior π² Online search habits (Zillow visits, moving boxes ordered) π¦ Life event triggers (marriage, divorce, new baby, inheritance) MLS + Market Trends π Expired listings, price reductions π Days on market, agent-switchers Third-Party Data π³ Pre-mover credit pulls π§ Out-of-area ownership, investor activity, rent vs own π― Why It Matters for REALTORS β
Beat Zillow, Redfin & Rocket to the consumer β
Focus on the right people, not just more people β
Build hyper-targeted lists for AI follow-up, postcards, ads, and calls π₯ This isn’t cold calling anymore… it’s precision prospecting with data . π
Schedule a Meeting To schedule an appointment with Garrick, visit: π https://freshhomeloan.com/schedule-a-meeting/ Garrick Werdmuller President & CEO Fresh Home Loan Inc π± 510.282.5456 (call/text) NMLS 242952 π www.FreshHomeLoan.com Socials: Facebook Instagram LinkedIn YouTube #LinkedInSalesNavigator #DataMining #AIForRealtors #RealEstateProspecting #RealtorTips #LoanOfficerLife #BusinessMindset #FreshHomeLoan #ReferralPartners #SphereOfInfluence #PrecisionProspecting #RealEstateTechnology
